3 Reasons to Retire in Lincoln County

As you look for a place to retire, there are many things to consider. Proximity to family and friends are usually the top priorities, but certainly not the only ones. Overall, more people are looking at Missouri as a retirement destination. In 2018, WalletHub ranked the state as the 18th-best in which to retire. SmartAsset ranks it as a retirement tax-friendly state. If you’re considering a move post-retirement, here are some reasons to take a good look at Lincoln County, Missouri, as your future home.

Change of pace

After a lifetime of work and commitments, most people want to slow down during retirement. Lincoln County, which boasts a population of approximately 54,000 people, has fewer people than larger metro areas like St. Louis. That translates into less traffic, less noise, and an all-around more peaceful atmosphere. The average commute time in Lincoln County is right around 20 minutes, which means it’s pretty easy — and fast — to get anywhere.

Affordability

Most retirees are looking at ways to live carefully and efficiently. Even those with a substantial nest egg know that the Golden Years can be some of the most expensive, with increased medical needs from doctor’s visits to medications to the possibility of assisted living or nursing home care sometime in the (hopefully distant) future. Missouri as a whole presents a lower cost of living than many areas, but Lincoln County performs better than its in-state peers. The average home price, for instance, in Lincoln County is $160,100; in neighboring St. Charles County, that shoots up to $217,800.

Convenience

Lincoln County offers the best of both worlds: it’s not part of the day-to-day business rush of the St. Louis-metro area, but is still close enough for residents to be able to easily enjoy big city life whenever they’d like. From Troy, for example, it’s only an hour’s drive to St. Louis, where there are plenty of options for shopping, dining and recreation.

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