Are you interviewing home builders in the Troy, Missouri, area to learn who provides exactly what you need and want in a new construction home? Still trying to decide where to build a home: in a community or on your own land? CMS Homes can help! We have been building semi-custom houses in our luxury communities and on private land for decades, perfecting the process to provide a carefree building experience and a finished home that’s everything you’ve dreamed of and more. So what truly sets us apart from the rest? The following 4 BIG benefits that CMS Homes delivers to YOU!
1. A Free, Comprehensive Estimate Upfront
Your home-building journey begins with a no-obligation conversation with one of our in-house design and sales experts. The outcome of this no-pressure meet-and-greet is a free, comprehensive, and reliable estimate that you can take home. Here’s how we determine your home’s pricing upfront.
First, we thoroughly discuss your budget and financing, then your homesite location. You can choose a lot in one of our communities, buy a lot within 35 miles of Lincoln County, or build on land you already own. The last two scenarios would utilize our Build Anywhere Program. Once we select your ideal location, we estimate the cost of the size of your desired lot.
Next, we carefully plan your desired interior and exterior home features. Deciding what you want (and don’t want) in a new home will lead to a selection of our pre-drafted semi-custom home plans from which you can choose your dream home. We then customize the home plan you love the most to meet your needs.
From this meeting, we provide a completely transparent, itemized estimate with a contingency fund so you know what you can afford and where we can adjust the build up or down. It is important to have the “what-ifs” built into the price so you can feel good about your final mortgage amount.
2. Home Customization in a Turnkey Process: Eliminate the Complex Custom Home Process
When you build with CMS Homes, you get a one-of-a-kind home in a turnkey process. How we customize our already drafted home plans is unique, allowing you to have a truly custom home without the hassle and expense of starting from scratch.
You will find our home plan designs offer high-end exterior features as well as efficient, spacious interiors, no wasted space, and all the latest updates. Our beautiful standard and energy-efficient features for each home and community are typically “upgrades” with other builders. We focus on quality at every turn. When you build with CMS Homes, you are investing in a home you love and deserve that best fits YOU by customizing our plans or creating your own. Browse our stylish home plans for more.
3. Faster Build Times than Typical Custom Home Builders
CMS Homes has been building new construction houses since the 1990s. We have perfected the process, and our team is highly experienced, which makes the entire process from estimation to move-in day seamless and fast. These three unique services contribute to our fast build times.
Proprietary Easy Build Program
Many potential home builders never build a customized home due to the labor-intensive, time-consuming, and overwhelming process of obtaining a construction loan plus a final mortgage. CMS Homes has eliminated this burden! Our Easy Build Program eliminates the construction loan and the time it takes to go through underwriting, saving months of waiting to begin the process. Read more about our Easy Build Program in the next section.
CMS Homes Pre-drafted Home Plans
With CMS Homes’ customizable, pre-drafted home plans you have a selection of hundreds of home-design options, without starting design and drafting blueprints from scratch. You can mix and match exterior and interior features and customize as much as you want (as long as it follows code). Once you’ve chosen your desired features, you get a high-spec blueprint to see exactly what your home will look like when finished. This speeds up the process — sometimes by months.
A Dedicated Closing Coordinator
Emily Wilson, CMS Homes’ Closing Coordinator, makes all the difference to a completely smooth, timely process. She is our behind-the-scenes paperwork guru who keeps literally hundreds of emails, documents, timelines, and more organized for each new home. We have learned that communication is the key to a fast build, so Emily and the rest of the team ensure nothing falls through the cracks.
Emily explains one area where she helps expedite the build, “Before a home is released to build, I must show the CMS Project Manager proof of funds, ensure the deposit is in place, get a signed contingency release, and send a Released to Start package to about 75 people to prove the hole can be dug and the house can be built. If the customer is building on their land, there’s a deed transfer, which I notarize, eliminating scheduling a time with an external notary, then I hand deliver it to the title company to be recorded. This speeds up the process.”
We have been told no other builder in the Troy, MO, area has a Closing Coordinator overseeing the entire project, so a lot of the paperwork and follow-up ends up being the homeowners’ responsibility. This can lead to delays and undue stress.
4. No Construction Loan Needed for Qualified Customers with Our Easy Build Program
From decades of experience, we know that conventional construction loans make the process much more complex than it needs to be for you and us. That’s why we created our one-of-a-kind Easy Build Program, which eliminates the construction loan and lengthy underwriting process for qualified buyers. It gets you into your new construction home faster, with less stress, and allows us to start building sooner. Here’s how it works.
Build in a CMS Homes Community
If you build in one of our communities, first you must provide a lender’s approval for permanent financing that’s been through part or all of the underwriting process.
- To sign the finalized Build Agreement, we require a 10% deposit of the cost of the home and lot.
- When the home is complete, we sell the home and lot to you in one transaction as if you were buying a listed house.
Build Anywhere
If you’re building on your own land using our Build Anywhere Program, you must submit a satisfactory pre-construction appraisal of the lot and house.
- Whether you already own the lot or we help you purchase a new lot outside of a CMS community, we require a 10% deposit in lot equity (value of the lot minus your lot loan) and/or cash for us to get started.
- If you own the lot, we buy it from you, take title, and sell it back to you as a package with the finished home.
- If we help you purchase a lot outside of one of our communities, CMS Homes, LLC, will take title of your lot and give you credit for the lot equity. When the home is complete, we will convey the home and lot back to you, just as if you were buying a pre-built, listed home.
Whatever you do, don’t let the thought of a construction loan deter you from building your dream home. If you are in the Lincoln County, Missouri area, we are your no-hassle home builder and partner in a carefree, turnkey home-building experience.
The 4 Top Benefits of Building a Customized Home with CMS Homes
When you build a customized, new construction home with CMS Homes, we simplify the process, which speeds up your build and ensures a smooth experience. These four benefits improve your home-building experience and ensure you get the highest quality dream home.
- Free, comprehensive new home estimate that’s guaranteed for 30 days.
- New construction customization in a turnkey process.
- Faster build time with a customized pre-drafted home plan, our Easy Build Program, and a dedicated Closing Coordinator.
- No construction loan for qualified homeowners.
Contact Us Today for More Information on Building a Home in the Troy, Missouri Area
Decades of home-building experience have sharpened our skills to eliminate or improve the process. We also believe with deep conviction that great communication is the key to a successful build, therefore, we engage with you every step of the way and offer expertise, guidance, and honest advice throughout your project. Contact CMS Homes today if you’d like more information on building a home within 35 miles of the Troy, MO, area.
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